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BenefitProof

Executive Healthcare Intelligence

Before you make another multimillion-dollar healthcare decision, establish what the numbers actually say.

An independent, evidence-based analysis of your health plan — advisor-led, powered by BenefitProof. We work from your own documents, separate fact from assumption, and give you decision-grade intelligence before you sign anything.

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The questions the analysis answers

You’re asked to approve, not to examine

— one of your largest line items, decided from a summary, with everyone selling something.

  1. 01/05What are we spending?
  2. 02/05What does the evidence show?
  3. 03/05What deserves investigation?
  4. 04/05What could the opportunity be?
  5. 05/05What should management do next?

Year-round

It’s always the season to audit your healthcare spend.

Healthcare is one of your largest expenses in every month of the year — not just at renewal. The evidence that shows what it’s actually doing is already in your documents. Examine it early and you decide on your timeline, not the carrier’s deadline.

  • Establish the evidence before a renewal is imminent.
  • Findings can surface issues worth investigating at any point in the year.
  • Waiting until renewal compresses every decision into a few weeks.
  • Renewal is an important decision moment — not the definition of the work.

Aggregates hide the drivers

The number on the invoice hides the story.

A small share of claims and services typically drives the majority of healthcare cost. A plan summary shows you the total — not the drivers. BenefitProof reads the evidence to find them.

Claimant concentration · paid claimsDemonstration employer

62.8%

of paid claims came from the top 5% of claimants

81.9%

came from the top 20%

$0$375K$750K0%50%100%Each bar is one claimant, highest paid → lowestLine = cumulative share of paid claims
Cumulative share of paid claims by claimant rank
ClaimantsCumulative share
Top 5% (2)62.8%
Top 20% (8)81.9%
Top 50%96.9%
39 claimants · 76 claim lines · paid basisDemonstration employer · synthetic data

The engagement

What the engagement delivers

  • establish what the numbers say
  • separate documented facts from assumptions
  • identify evidence-supported opportunities
  • investigate strategic alternatives
  • evaluate competing solutions on the same terms
  • executive-level decision intelligence

Proof

Facts on file, before a single change is proposed.

BenefitProof — where we are today: participating employees, annual spend, cost per employee, funding and footprint for the synthetic demonstration employer

Swipe to read →

Where we are today — Meridian Manufacturing (Demo)synthetic data

The scale of the decision

Your inputsExample
$
%
%
%
What your inputs showIllustrative

$5,900,000

Current annual spend

$14,048

Per employee, per year (PEPY)

$33,929,360

Cumulative spend over 5 years at this trend

$5.90MY1
$6.31MY2
$6.75MY3
$7.23MY4
$7.73MY5

Illustrative. This uses your inputs to show the scale of the decision — not a finding, a forecast, or a savings estimate. Your actual numbers require evidence and analysis. BenefitProof does not promise savings.

The asymmetry

Small cost to know. Large consequence to guess.

You’re examining a seven-figure decision. Establishing what the evidence actually supports costs a rounding error against it. That asymmetry is the whole point: the facts are inexpensive; deciding without them is not.

We don’t promise savings — we establish what’s real, so the decision is made on proof.

Independence

Independence & control

no broker change required to commission the analysis

you own your data and control who sees it

your advisor interprets, BenefitProof shows the work

Before the next decision, see what the evidence says.

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